Welcome to the forums!
I'd suggest reading the following:
Common Abbreviations
What Steps do I take, DV, PFD or GW
Credit Scoring 101
Start with pulling your FREE CR's from (ACR) annualcreditreport.com . they tend to have more info on them, then ones from a 3rd party. The CR's from ACR, come directly from each of the CRA's. You can pull 1 Free CR from TU,EQ and EX every 12 months.
Save your money and Don't Buy the Scores, they are what we call FAKO's.
First off, don't listen to your friend. Disputes are only for TLs that are reoporting incorrectly. Don't dispute frivolously. Pull your reports from above, they have more detailed information. Send DVs to who is listing on your credit and ask for the OC and the amount. If you agree, send a PFD.
Starting Score: 504
Current Score: EQ FICO 819, TU08 778, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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VikingsLoyalFan wrote:I have tried for the last 2 hours to see what this could be, it looks like a phone or internet service. No way is this mine.. I have no idea how to dispute this. I looked on here but it says something about having my credit number. I cannot buy all my credit reports.
Sorry about your Vikings, but at least the Pack is out now too!
I have some contacts in EOS-CCA -- I will send them to you in PM, check the envelope on the top right.
Cheers!
-scott
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