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Established Member
Ashleyma23
Posts: 65
Registered: ‎09-01-2012

What is considered a Reasonable Settlement w CA

I have a collection notice and it's 286.00 but truth of the matter is they include their fees plus fees from OC that I do not think I owe bc I did not my cell phone for 2 months prior to changing plans when they shut it off. What is the usual neg price I already have the PFD but need the price before I CMRR
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Shogun
Posts: 11,026
Registered: ‎04-15-2011

Re: What is considered a Reasonable Settlement w CA

It depends.  What is the DOFD of the account?  What is the SOL of your state.  These are some things to consider when offering a settlement.  


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Established Member
Ashleyma23
Posts: 65
Registered: ‎09-01-2012

Re: What is considered a Reasonable Settlement w CA

I think about a year. Sol of NJ 6 yrs
Moderator
Shogun
Posts: 11,026
Registered: ‎04-15-2011

Re: What is considered a Reasonable Settlement w CA

I'd offer $75 and see what they counter with.


Starting Score: 504

Current Score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
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Established Member
Ashleyma23
Posts: 65
Registered: ‎09-01-2012

Re: What is considered a Reasonable Settlement w CA

Ok sounds better then mine :smileywink:
Moderator
Shogun
Posts: 11,026
Registered: ‎04-15-2011

Re: What is considered a Reasonable Settlement w CA

Let us know how it goes!


Starting Score: 504

Current Score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
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