What is the Most important Date "Date of last activity" or "Date Reported" from a score perspective?

TheCreditGuy · ‎02-10-2011

The Debate in My office is raging please let me know your thoughts. Edited

Edited to remove a blog link - llecs, myFICO moderator

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guiness56 · ‎01-17-2008

On what type of TL? Positive or negative?

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TheCreditGuy · ‎02-10-2011

What date is used when dating the trade line for scoring purposes. So what date determines the age of the account positive or negative.

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guiness56 · ‎01-17-2008

Dating as in Average age of accounts?

The date opened is used for that.

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TheCreditGuy · ‎02-10-2011

Thank you but I am not looking for the age of the account I am looking at the freshness of the account how recent was the account and what date the Pico score looks at for scoring more "Date of last activity" or "Date Reported"

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What is the Most important Date "Date of last activity" or "Date Reported" from a score perspective?

Re: What is the Most important Date "Date of last activity" or "Date Reported" f

Re: What is the Most important Date "Date of last activity" or "Date Reported" f

Re: What is the Most important Date "Date of last activity" or "Date Reported" f

Re: What is the Most important Date "Date of last activity" or "Date Reported" f