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The Debate in My office is raging please let me know your thoughts. Edited
Edited to remove a blog link - llecs, myFICO moderator
On what type of TL? Positive or negative?
What date is used when dating the trade line for scoring purposes. So what date determines the age of the account positive or negative.
Dating as in Average age of accounts?
The date opened is used for that.
Thank you but I am not looking for the age of the account I am looking at the freshness of the account how recent was the account and what date the Pico score looks at for scoring more "Date of last activity" or "Date Reported"