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TheCreditGuy
Posts: 11
Registered: ‎02-10-2011
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What is the Most important Date "Date of last activity" or "Date Reported" from a score perspective?

[ Edited ]

The Debate in My office is raging please let me know your thoughts.  Edited


Edited to remove a blog link - llecs, myFICO moderator


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guiness56
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Registered: ‎01-17-2008
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Re: What is the Most important Date "Date of last activity" or "Date Reported" f

Member
TheCreditGuy
Posts: 11
Registered: ‎02-10-2011
0

Re: What is the Most important Date "Date of last activity" or "Date Reported" f

What date is used when dating the trade line for scoring purposes.  So what date determines the age of the account positive or negative.


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guiness56
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Re: What is the Most important Date "Date of last activity" or "Date Reported" f

Member
TheCreditGuy
Posts: 11
Registered: ‎02-10-2011
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Re: What is the Most important Date "Date of last activity" or "Date Reported" f

Thank you but I am not looking for the age of the account I am looking at the freshness of the account how recent was the account  and what date the Pico score looks at for scoring more "Date of last activity" or "Date Reported"


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