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What proof is good enuff proof for Debt Verification?

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cyber0ne
New Member

What proof is good enuff proof for Debt Verification?

Filed a report at CFPB and got a response from the credit card agency on a charge off.

Something the wife got and so kindly put my name on as a Co-Ap. 

 

The Credit card company came back and gave me a screen shot of a online resume and 12 months of statements.  I guess she was paying this bill from her account.  Not sure what happened but we were going thru some tuff times and guess she stoped.

 

Anyways...  is that good enuff for proof of debt verification?  To me that just means someone filled out a online application, it shows no signature of mine that I know anything about this account?  Im I pretty much screwed and just need to pay this?

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gdale6
Moderator Emeritus

Re: What proof is good enuff proof for Debt Verification?

For Debt validation not much is really required, name address, OC & amount owed is sufficient.. The only way to get rid of it is to file a police report of ID Theft and an affadavit of fraud against your ex. If you dont want to do that then I would make a settlement offer.

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