I have a VA education debt reporting to all credit bureaus. the difference is that with TU and EX it's reporting as a collection account. on my EQ it's reporting as an installment loan with 7 120 day late payments. I've been making monthly payments since Jan 2013. It will be paid off by June 2013. what's worse a collection or multiple late pays? Should I dispute the status as not an installment loan?
Starting 8/12 EQ- 522, TU 542. Current 5/14 EQ-664 TU-686 EX-unk
Goal to keep building up my credit.
