What's worse- "Included in debt management/counseling" or "Closed by Credit Grantor"

[Misses_November]

Which will hit my score worse?

[pizzadude]

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@Misses_November wrote:

Which will hit my score worse?

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Closed by credit grantor will have no impact on your FICO score.  

Neither should "included in debt management".    However you should be aware that your creditors will see the debt management as a negative and you may experience adverse actions as a result.

[Misses_November]

Good deal- thank you!