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What should I do next?

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Anonymous
Not applicable

What should I do next?

OK, long story but I started working on my credit about 2 months ago, got a succesful PFD, opened a fingerhut account, opened a secured BOA card, and needless to say my credit has gone up around 40 points. I pushed my luck tonight and got approved for an unsecured capital one quicksilver card!! I'm stoked, should I immediatley apply for another average credit card ? 

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2 REPLIES 2
redbeard
Frequent Contributor

Re: What should I do next?

I wouldn't push my luck.

 

Let the accounts you have age a bit, work on the rest of your reports and see if there are other things you can clean up for the next few months.

 

If your scores you posted are FICO scores, you won't get accepted for many cards, you'll just use up inquiries.  You need to get your scores up a bit more first.

 

Dan

 

Just trying to get my scores to rise from the dead......

Wait.... I think I just heard a heartbeat!

Message 2 of 3
Anonymous
Not applicable

Re: What should I do next?

I would let the Cap One card report, and once it does, then apply for a second Cap One account, either QS or Platinum.

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