What should I do?

[RedMoon]

This site is really starting to open my eyes on credit. I was just approved for the Capital One secured CC. It's a start I guess.

[guiness56]

Congrats!  A definite start to rebuilding.

[RedMoon]

Thanks for all the help!

[RedMoon]

Okay, now I'm totally confused!!

I just pulled the MyFico report from EQ and it shows 670! Is that what the mortgage broker is going to see? I was using Credit Karma to get the 617 score. Yes, I understand now that's a FAKO score.

[guiness56]

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@RedMoon wrote:

Okay, now I'm totally confused!!

I just pulled the MyFico report from EQ and it shows 670! Is that what the mortgage broker is going to see? I was using Credit Karma to get the 617 score. Yes, I understand now that's a FAKO score.

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Yes, that 670 is what a lender will see.  Not a bad score!

CK is a FAKO and uses TU.

[RedMoon]

I guess things are looking better! I'm going to call our mortgage broker at lunch. Thanks everyone!!

[guiness56]

Good luck!