Regular Contributor
Posts: 200
Registered: ‎06-28-2008

What should I expect?

[ Edited ]
My current score is low because of four collection account and short credit history (2 1/2 years). I have paid all of my credit cards almost in full this week. I went from having a 87% balance to 3%,
Considering the fact that my current score is 480, how big of an improvement should I see next month when they update?

Message Edited by dvroberts81 on 09-09-2008 10:00 PM

Single charge off, Wachovia won't PFD.
New Auto Loan at 10.9% w/ Ford Credit
Mega Contributor
Posts: 18,543
Registered: ‎03-19-2007

Re: What should I expect?

Nice hit on the util.
I would ecpect at score in at least the mid-500s
Moderator Emeritus
Posts: 11,562
Registered: ‎08-29-2007

Re: What should I expect?

If you pulled your reports here, I would use the simulator and see what it predicts.
Score increases are hard to predict.
If forced to guess, I would believe you might break the 500 mark.
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