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I have a strange story to share!
So since I've been on the credit rebuilding journey, I order my 3 CR's each year faithfully. So I was shocked when I got my reports this week and I had a Macy's card from 2006 reporting.
I'm like huh??? So I call Macy's credit services, I'm in a panic because I have had my information used/stolen before.
The rep tells me that my account is active, and has never been used. I have never had Macy's on my credit reports before, I never received a card or statement, so I'm really confused.
So some background, I was employed by Macy's as a seasonal employee in 2006. In order to get your discount you had to have a Macy's card. If you weren't approved for the CC, they gave you a prepaid card. I was denied a CC, I was issued a prepaid card and that's all I ever had/used.
The CSR was just as perplexed as me. She said they closed accounts out after a few years if they were never used. Later another rep said I was in the system as a current employee so that prevented my card from being closed.
So anyway now I have a 9 year old credit line reporting
My credit limit is a whopping $100 LMBO. Since my account is so old, do you think they'll give me an increase once I use it?
@Anonymous wrote:
It's worth a shot.
Having a 9 year old credit line isn't bad either.
Congratulations on the good news!
Thank you!
Do you still get your employee discount? Double bonus!
LOL. I wish. I believe they updated their information to prevent that.
That would be nice! 9 years of back pay would be awesome right about now