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What time of the month do item due to drop come off?

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Creditobsessed12
Frequent Contributor

What time of the month do item due to drop come off?

On my TU credit report it says that Dell will drop 11/2009.  But I still don't see it off.  What time of the month do they usually drop items? 

11/30/14 EQ 545 TU 573 EX 602 01/15 EQ 545 TU 586 EX 589
02/15 EQ 643 TU 627 EX 669 03/05/2015 EQ 708 TU 744 EX 707
05/2017 EQ 659 TU 676 EX 683
Goal: 700s across the board Smiley Happy
Message 1 of 5
4 REPLIES 4
boireann
Regular Contributor

Re: What time of the month do item due to drop come off?

Depends on the mood of the CRA.

 

TU dropped one of my paid CA's a month and a couple weeks early.  EX waited until the end of the month it was due to fall off.  EQ deleted on the 1st.

 

Pretty much no rhyme or reason to it.

01/07 scores: Too scared to find out after looking at my free CRA reports
03/08 scores: TU: 660 EQ: 646 EX: 624
09/09 scores: TU: 735 EQ: 778 EX: ???
02/10 scores: TU: 779 EQ: 801 EX: 798 (home loan officer pull)
03/14 scores: TU 799 EQ: 809 EX: 817 (car loan credit union pull)
All that hard work paid off!!!! I'm now a happy home owner with an awesome interest rate!

CC Limits Garden Amex Clear $23000, USAA World Amex $15000, USAA Wold MasterCard $15000, BECU Visa $10,000, PenFed Visa $15000. Took a long time to get nice limits and low interest from that first app to BECU for $500 when I first started cleaning up my reports.
Message 2 of 5
MarineVietVet
Moderator Emeritus

Re: What time of the month do item due to drop come off?


@Elizabethd1012 wrote:

On my TU credit report it says that Dell will drop 11/2009.  But I still don't see it off.  What time of the month do they usually drop items? 


It will be gone by the end of the month.

Message 3 of 5
Creditobsessed12
Frequent Contributor

Re: What time of the month do item due to drop come off?

The items that were due to come off in 11/09 came off!!!

 

Smiley Happy

11/30/14 EQ 545 TU 573 EX 602 01/15 EQ 545 TU 586 EX 589
02/15 EQ 643 TU 627 EX 669 03/05/2015 EQ 708 TU 744 EX 707
05/2017 EQ 659 TU 676 EX 683
Goal: 700s across the board Smiley Happy
Message 4 of 5
BungalowMo
Senior Contributor

Re: What time of the month do item due to drop come off?


@Elizabethd1012 wrote:

The items that were due to come off in 11/09 came off!!!

 

Smiley Happy


Congrats!!  Every step counts!  Slow & Steady wins the race!!  Smiley Wink

BK 7 discharge 06.24.2020 No Fico score at all. Smiley Sad
Message 5 of 5
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