I've been working on rebuilding my credit out of college for almost a year now. So far I've had some great success with getting ride of those negatives and cleaning up the mess I made in my early 20's. Understanding the importance of credit has me determined to do fix my wrong doings.
I currently have 6 negatives on my report. They're surely dragging my score down.
If you have any advice or contacts within these companies it would be greatly appreciated. I'm really trying to finish cleaning up all of my past mistakes.
Thanks nfrederick for the response.
I did DV Midland, it's an accurate collection I do owe.
I contacted Cavalry about the debt. They said it was in reference to a BoA debt they purchased. I had a Clout card in 2005. They went bankrupt and sold their accounts to BoA.
I will definitely try and contact the Medical company to see if I can pay them directly. I believe this will be my best bet.