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I am in process of trying to purchase a home. Well i have a repossession on my credit that needs to be deleted before I can buy. According to Transunion the acct is to be deleted 8/2014. Well I need it removed asap. When I pull my report it shows i have a balance of $9,930.00, past due amount of $11,037.00 and high balance of $16.637. Today i receive a settlement offer stating I have a remaining balance of $10, 704.47. What should i do?? Do I have grounds to dispute sine they report different amount?? I need helpfast!!
Welcome to the forums.
Who is reporting the OC or a CA? Who was the letter from.
When were you first behind and never brought the account current?
The company is Nuvell however the letter was from GMAC which Im assuming is now the collection agency. This is for a vehicle that was repossesed back in 2006 or so. I have spoken with the OC to ofer a settlement but tey never responded. Well today i received a settlement offer in which I cannot pay.