Hey fellow fico members! Well the last five months I have been rebuilding my credit. I started with 10 CO accounts all prior to 2013 and currently I am down to 5. Two of which fall off in a few months. Since March I have had two secured cards BCU $200, US BANK $300, Chase freedom approved for $2500- have a prior relationship with chase a car loan paid off with no Kate's 08-14 and a mortgage with them 08- current both never late, Barclay Apply Rewards $1000 and Barclay Frontier for $1000. I have closed my BCU secured card and my question is should I close my US Bank card? It's secured and only $300? Btw my utilization averages between 1-10 percent each month. Mostly due to two vacations between July and August and utilized Freedoms 5 percent on cash back. I have apped for Amex and Discover and received no love from them. TU score at 600, Ex 656 and Eq at 645- not Fiko scored lol scored from pulls. Should I try and App for more or garden to boost my score?
