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What to do when all efforts of PFD have been exhausted?

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Ravensfan2001
Established Contributor

Re: What to do when all efforts of PFD have been exhausted?


@guiness56 wrote:

@Ravensfan2001 wrote:

@guiness56 wrote:

When was the last time the collection updated?


Midland updated today. hmmp.

United Consumers updated in April when I PFD'd them

 

Complete Collection Svcs updated last month.

 

So these people are updating recently. This is probably hurting me, right?

 

I have some of the funds to pay in full. Midland I think I can get away with paying less because of all the letters they've been sending me. My DH has 6 unpaid medical collections, all under $200 each, and a $300 charge off from a bank account, which the LO said it didn't have to be paid.


 

What I was worried about was if they had not updated in like 6 months or longer and you paid them.  Your scores would drop considerably because of the update.


Ok, I see. So it shouldn't hurt too badly, then.


Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Message 11 of 12
guiness56
Epic Contributor

Re: What to do when all efforts of PFD have been exhausted?

Message 12 of 12
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