What to do with collections not reporting on credit

[Erinkkelly]

For the past year I've been working really hard on my credit and have just joined the message boards. I worked with Sky Blue to dispute negative items on my credit. I got a bunch removed, only have 6 collections left all total around $2000. I have already rebuilt my credit some too. In the past year I have gotten 1 auto loan, 3 credit cards, and 2 store cards. For the collections I have left I was going to pay the newest ones first and let the older ones drop off if I don't have the funds to pay by the time I get to them. Recently I've gotten 2 collection letters that are not reporting on my credit. What should I do with them? Pay them before and if they show up?

[guiness56]

If they aren't reporting yet, I would send them a DV letter to put in place a cease collections bar. 

Does the letter say anything about if you pay by this time we won't report?

Are they yours?  Are they inside you states suing SOL?

[Erinkkelly]

Nope, they say nothing about being reported by a certain date. Yes, they are mine I believe just not sure on the dates.

[guiness56]

If you know they are yours you could just ask them to pay for not reporting.

[Henchman21]

Yes, my experience so far is that paying before they are reported will keep them from reporting. However, you should definitely ask them NOT to report.

[solstice00]

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@Henchman21 wrote:

Yes, my experience so far is that paying before they are reported will keep them from reporting. However, you should definitely ask them NOT to report.

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+1 on that. i have had a similar experience.

As soon as I got the letter, I paid up. 

It was never reported.