@sj wrote:I need to raise our credit scores fast...I have $1500. to pay off CC which should I pay or should I pay a little on each ? Thoughts for the best and higest results. ? These are mine and my husbands ....thanks
Capital one -980. Capital one - 500.00 Capital one - 500. Credit one 525.00
Sears 2950. Discover 7500.00 - all are either maxed out or close to being.
I just paid off these - lowes 300. JCP 300. Capital one 300. Chase 400.
Capital one was Orchard bank - that is why there are 4 Capital one's
Been doing pretty good - I gotten our scores up 30-40 points in 6 weeks now I need them to both be 650. by June 1 for a loan - right now at 628 and 631 Equifax.
Move each down below 90% of their individual CLs, you are being dinged heavily if they are reporting over 90% utilized, then its pay off highest interest rate cards first.
