01-20-2010 11:01 AM
01-20-2010 03:26 PM
Okay, stupid question here. Sorry! You know how sometimes on online apps, it'll ask you to rate your credit (poor, fair, good, excellent). What would I say now? My scores are now 669/673 which are considered "good" by FICO. But I also have the bankruptcy that will be discharged two years in April. What would you say if you were asked that question and you were in my circumstances? Thanks for any opinions I might get.
Not a stupid question at all. If I had been a good little boy since my BK paying everything on time then I would rate myself "fair".
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO