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What would I say?

Regular Contributor

What would I say?

Okay, stupid question here. Sorry! You know how sometimes on online apps, it'll ask you to rate your credit (poor, fair, good, excellent). What would I say now? My scores are now 669/673 which are considered "good" by FICO. But I also have the bankruptcy that will be discharged two years in April. What would you say if you were asked that question and you were in my circumstances? Thanks for any opinions I might get. Smiley Happy
Ch.7 BK ~ Discharged 4/08
CapOne QS (8/14) ~ $11,000CL | SallieMae (4/15) ~ $4,710CL | CapOne Plat-AU (4/15) ~ $1,000CL | MOVFCU (5/15) ~ $3,000CL | DCU Visa (6/15) ~ $2,000CL | CapOne Venture (6/15) ~ $14,000CL | DiscoverIT (3/16) ~ $6,000CL | Barclay Arrival+ (3/16) ~ $5,950CL | Target (4/16) ~ $1,000CL | Lowe's (4/16) ~ $1,400CL | Hot Topic (4/16) ~ $500CL | Amazon (7/16) ~ $1,500CL | CapOne QS (7/16) ~ $5,000CL
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Moderator Emeritus

Re: What would I say?


StarraeAday1 wrote:
Okay, stupid question here. Sorry! You know how sometimes on online apps, it'll ask you to rate your credit (poor, fair, good, excellent). What would I say now? My scores are now 669/673 which are considered "good" by FICO. But I also have the bankruptcy that will be discharged two years in April. What would you say if you were asked that question and you were in my circumstances? Thanks for any opinions I might get. Smiley Happy

Not a stupid question at all. If I had been a good little boy since my BK paying everything on time then I would rate myself "fair".

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