What would you do about these soon to fall off collections? I have...

[Anonymous]

...a collection from LVNV on two of my reports. Transunion says it will fall off in January of 2013 and Experian says it will fall off in November of 2012. LVNV themselves told me it would fall off both in November of 2012. I have a collection from Portfolio that is set to fall off of Transunion in May of 2012 and Experian in July of 2012.

Is it worth my time to even challenge these things? I don't foresee any reason I would be applying for anything before March of 2013 at the earliest, so I am just thinking maybe I should let them fall off naturally since it will be seven months or less anyway. What do you all think?

[Terrie1977]

I would leave it alone.

I disputed the balance due on one account of mine and they went back and changed the payment history from Charge off (which it is).  No payments since November 2006 to Paid as agreed except January 2012 as Charge off?!?!?!

Now it looks recent and dropped my score.

And they never corrected the balance