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>>>>>>April 18, 2008
Acct No:
THE HOME DEPOT
DEAR
Thank you for contacting us.
We have reviewed your recent letter concerning your claim that the bank has an obligation under federal law to validate the debt within 30 days of your letter. We respectfully disagree with your interpretation of the applicable laws and thus decline to respond further to your inquiry.
We have reported to the consumer reporting agencies the above account is in dispute.
Sincerely,
S. Walker Manager
CBR0006
FEDERAL REGULATIONS REQUIRE THE STATEMENT PRINTED ON THE REVERSE SIDE<<<<<
Can anyone comprehend what they are saying? And what should i do now?
Re: Collection Account for Original Creditor Account #: XXXXXXXXXXXXXX
Amount: $37.00
To Whom It May Concern:
This letter is to inform you that the validity of this debt is disputed. The account number I have is the one listed on my Experian credit report.
Mr. Francis S. Blake
Chairman and Chief Executive Officer
The Home Depot, Inc.
2455 Paces Ferry Road, NW
Atlanta, GA 30339