Whats the difference in terms of fico score for getting a collection PIF, PIS, and deleted? I was in the process of taking care of some collections 1 company told me they would delete it so I asked for a written statement and they said they will do that. the other 2 said they will report in PIF and that I can give them a written letter to submit to the CB to request it to be removed. If you PIF and send a letter requesting it to be removed to CB does that ever work? What actions can i take to try to get the collection creditors to delete my collection?
Starting Score: EQ FICO 582, TU 614, EX 528 9/13 Current Score: EQ FICO 648, TU 678, EX 663 Goal Score: 700