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Good morning,
Ok, so I have monitoring with Transunion, EQ, and EX through their websites. I also have MyFico monitoring. Can someone explain to me why the scores from TU, EQ,EX differ from Myfico?
I understand there are differnt versions of scoring. But being that the scores are form the CB's themselves shouldnt Myfico mirror those numbers?
Confused here
Every credit report you obtain, regardless of how it is scored, is derived from CRA data.
However, reports you obtain from a CRA are based on their own business scoring model unless specifically sold as a FICO (R) score.
They are in competition with Fair Isaac to sell their own credit scores.
Thank you, So that must be why they say pay more attention to what is in the report than stressing over the score.
@Anonymous wrote:Thank you, So that must be why they say pay more attention to what is in the report than stressing over the score.
Well, that advice is really more about how the scores tend to fluctuate as you rebuild.