When Will My Collection Fall Off?

[dcw0405]

I have searched online for an answer to this and I seem to be finding conflicting information.  I have a collection on my credit report.  I know that a collection falls off after 7 years but I can't find the specifics on what date to go by.  Also, I am now finding that it's 7 years + 180 days, so I just want to know when this particular collection should fall off.  This is what is on my Equifax report:

Date assigned: Nov 01, 2003

Date reported: Mar 01, 2007

Date last active: Jul 01, 2003

Thanks for all your help!

- Danielle

[guiness56]

You need the DOFD to know when it will fall off.  But going by the 2003 date it should be coming up on it soon.

[dcw0405]

What does DOFD stand for?  Date of First... I can't seem to figure it out.  The dates that I posted were the only dates on my Equifax report.  Is there somewhere I can find out what the DOFD is?  Thanks! 

[guiness56]

Date of First Delinguency. 

DOLA can also work.  July 2003. This should come off around Jul 2010, give or take 6 months.

Message Edited by guiness56 on 08-27-2009 06:15 AM