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When can I apply for a cli with bofa???

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Pastryprincessnails
Regular Contributor

When can I apply for a cli with bofa???

Haven't even gotten the card yet but wanted to know for future reference?
NFCU $17k Amex Gold Jared $3k PC Richards $1500 Discover IT $1800 NYCO $3k BOFA $4500 Macys $2400 Credit One $1450 Victorias Secret $2950 Walmart $4k Target $800 Capital One $1850 JCrew $8700 Paypal $600 Best Buy Mastercard $1500 Barclays $1430 Amazon Store Card $480 Amazon Visa $4k The Limited $1050 Old Navy $5k Overstock $1150 Citibank Dc $1700 Raymour and Flanigan $2500 Chase Freedom $1k Chase Slate $3200
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DaBears
Senior Contributor

Re: When can I apply for a cli with bofa???

You can call them and ask. Rule of thumb is every 6 months. Need to have and keep positive on-time payments. Make sure you pay ahead of the due date

Message 2 of 6
Crossdivided
Established Contributor

Re: When can I apply for a cli with bofa???


@DaBears wrote:

You can call them and ask. Rule of thumb is every 6 months. Need to have and keep positive on-time payments. Make sure you pay ahead of the due date


+1. Some CC companies want 12 months for the first CLI, but thats usually subprimes (FPB, etc).

Message 3 of 6
Pastryprincessnails
Regular Contributor

Re: When can I apply for a cli with bofa???

Ok thanks for the info....
NFCU $17k Amex Gold Jared $3k PC Richards $1500 Discover IT $1800 NYCO $3k BOFA $4500 Macys $2400 Credit One $1450 Victorias Secret $2950 Walmart $4k Target $800 Capital One $1850 JCrew $8700 Paypal $600 Best Buy Mastercard $1500 Barclays $1430 Amazon Store Card $480 Amazon Visa $4k The Limited $1050 Old Navy $5k Overstock $1150 Citibank Dc $1700 Raymour and Flanigan $2500 Chase Freedom $1k Chase Slate $3200
Message 4 of 6
HiLine
Blogger

Re: When can I apply for a cli with bofa???

Message 5 of 6
mnosal9
Regular Contributor

Re: When can I apply for a cli with bofa???

yea some want 6 months some want 1 all depends. I got a CLI in 2 months with macys. all depends on which bank.

Starting: 6/2012 : EX: 485(FAKO) EQ: 490(FICO) Trans: 482(FAKO)
Current : 4/2014: EX: 650(FICO) EQ: 664 (FICO) Trans: 681 (FICO)

Cards: NPSL Amex Green (AU), $11500 Discover IT, $4000 Quicksilver One, $3500 Bank of America Travel Rewards,$3000 Amex BCE,$3000 Quicksilver One, $3000 AA, $2500 Sallie Mae MC, $5000 Citibank AA, $1500 Barclay, $1200 Macys
~Back to the Garden~

Goal Score: 700 Across!

Gardening til 8/2014!!
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