@gizmotchy wrote:One thing I will say, since I've seen it referenced elsewhere on the boards, is that occasionally, when a tradeline is within 6 months of naturally falling off, you can request the CRA's to delete it early, and often succeed. It's not a guaranteed thing, but it's something you could try.
Good one one gizmotchy, no harm in trying to ask for an early deletion.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
@CreditJim wrote:Would I contact the CRAs directly to request this, or raise a dispute about the account?
Contact them and ask, there's no reason to dispute.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.