I see. Thank you very much! I suppose since they have it incorrect, in his favor, I'll just let it be. The account after that late, was current until April 2013, was then late until Nov 13, current in Dec 13, late in Jan 14 and then current in Feb 14 and then late until it was charged off in July 2014. So technically the date would be March 2014, yes? They have it as Dec 2013.