05-14-2013 04:43 AM
I received a notice of a foreclosure sale on my former primary residence. The sale is slated for June, but when is the damage done to my credit report?
Below you can see the history of my experian report. I was actually current from 2008 until Jan of 2012 which is the 30 days late you see below.
Any thoughts are appreciated.
05-14-2013 05:45 AM
The initial damage begins with the first 30 day late and goes from there.
05-14-2013 06:30 AM
05-14-2013 06:47 AM
Here are the comments on my report in regards to this account:
Credit Grantor reclaimed collateral to settle defaulted mortgage
Transunion (closed) :
Unrated or bankruptcy
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO