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When my bad item will be deleted out of my credit report?
i have an item that is paid off and the Date of last activity is Oct, 2006 .
thnks
I edited this post because I used the wrong term. Sorry!
OP, you need to find the DOFD for that debt. It will report 7-7.5 years from that date.
It depends on what your baddie is, Most are removed in 7 yrs.
What is your baddie? a CA , CC CO, BK, tax lien or a judgement.