cancel
Showing results for 
Search instead for 
Did you mean: 

When my bad item will be deleted?

tag
hoang817
Regular Contributor

When my bad item will be deleted?

When my bad item will be deleted out of my credit report?

 

i have an item that is paid off and the Date of last activity is Oct, 2006 .

 

thnks

Message 1 of 6
5 REPLIES 5
themeggerz
New Contributor

Re: When my bad item will be deleted?

I edited this post because I used the wrong term.  Sorry!

SCORES (2/2013): EX 795 TU 717 EXP 726
Goal: 800+ and Gardening

Wallet: NavyFed 15k AMEX BCE 2k Discover 3k BOA 5k
CapitalOne 2250 HSBC RZM 950 Best Buy SC 2900
GEMB/Paypal 3700 Merrick Bank 1k Zales 2k Barclays 1300 GEMB/AJMadison 3600 Walmart 800 VS 500 NY&CO 400
Message 2 of 6
-Cain-
Valued Contributor

Re: When my bad item will be deleted?

SOL is not the period of time it is reported, CRTP is. You can usually find a dropped date on your Credit Reports.
Message 3 of 6
llecs
Moderator Emeritus

Re: When my bad item will be deleted?

OP, you need to find the DOFD for that debt. It will report 7-7.5 years from that date.

Message 4 of 6
LIGHTNIN
Senior Contributor

Re: When my bad item will be deleted?

It depends on what your baddie is, Most are removed in 7 yrs.

 

What is your baddie?   a CA , CC CO, BK, tax lien or a judgement.

FICO's May 2015 EQ764 ~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
Message 5 of 6
hoang817
Regular Contributor

Re: When my bad item will be deleted?

it was a student loan went to CA..and i paid off
Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.