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Browse credit cards from a variety of issuers to see if there's a better card for you.
There are other threads also. Just search for Shopping cart trick.
Good Luck
No Problem... I sent you a PM
Apply for credit when you need it only. Don't close any good standing accounts secured or unsecured, long credit history will raise your score " new credit behavior and habits" is the key.Consider those secured credit credit cards an investment., leave them there.. please... pay them off in full, let them die in your report. Forget about them. Take care of those negative accounts and fight them as a hobby, believe me they will surrender with the word "deleted". And wait more time to seach for your "DREAM CARD".
Patience is everything in credit except when paying a bill on time. Good luck...