02-25-2013 02:56 PM
Awesome job getting that taken care of! I'm no expert, as I'm still trying to get some things off my CR, but I opened a US Bank secured card. I wanted to go ahead and get started with some positive revolving credit.
02-26-2013 08:28 AM
The sooner you start with the positive revolving accounts, be it secured or not, the better. Your negatives will have a little less impact when you have positives to offset.
02-26-2013 11:10 AM
I too promote building new good credit along with cleaning up old bad credit. It makes for a healthier CR.