Paid back all my debt. Got 2/3's of it off my report by PFD and will do GW in a bit. When should I get a secure credit card?
Awesome job getting that taken care of! I'm no expert, as I'm still trying to get some things off my CR, but I opened a US Bank secured card. I wanted to go ahead and get started with some positive revolving credit.
The sooner you start with the positive revolving accounts, be it secured or not, the better. Your negatives will have a little less impact when you have positives to offset.
I too promote building new good credit along with cleaning up old bad credit. It makes for a healthier CR.