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When to GW? (Macy's Store Card)

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sterl1002
Valued Member

When to GW? (Macy's Store Card)

Hello Folks,

 

So the only 2 baddies I have on my report are 2 thirty day lates from earlier this year on my Macy's store card. I'm in the financial position now to pay the entire card balance down, and I was wondering if it would be best to GW before of after I pay the the $842 balance. Would look good from their perspective if I paid the card down, or would it be better if I have some leverage (offer to pay the whole thing) in exchange for a delete?

 

Anyone have any success GWing Macy's (DSNB)?

 

 Thanks! 

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