Credit Cards Center Credit cards from our partners
Reply
Valued Member
Posts: 41
Registered: ‎04-11-2017
0

When you think your paying down your debt

Than Capital one hits you with your Annual fee and interest in one day Smiley Sad
Regular Contributor
Posts: 141
Registered: ‎04-07-2017
0

Re: When you think your paying down your debt

Ask to have the annul fee waived. I just did this and they reversed it Smiley Happy
Valued Member
Posts: 41
Registered: ‎04-11-2017
0

Re: When you think your paying down your debt

Really did you call or live chat?
Regular Contributor
Posts: 141
Registered: ‎04-07-2017
0

Re: When you think your paying down your debt

I called.
Regular Contributor
Posts: 141
Registered: ‎04-07-2017
0

Re: When you think your paying down your debt

And they actually charged it two months ago and still reversed it.
Valued Member
Posts: 41
Registered: ‎04-11-2017
0

Re: When you think your paying down your debt

They are weird, they just told me to check back in a few days regarding the fee waiver and for an offer to upgrade my card (didn't ask about that) wonder why they want me to wait?
New Contributor
Posts: 58
Registered: ‎01-12-2016
0

Re: When you think your paying down your debt

I had a secured Cap1 card for a few years with them... I got it back when there was an annual fee. Once they came out with their new card (Without an annual fee and would upgrade to an unsecured card), I asked about getting it upgraded or if they could take off the annual fee and they said they couldn't... but they did say they would reimburse the annual fee (Which they did). I canceled my card though last year right before they charged me the annual fee again though.


FICO 08 (12/28/15): EQ: 582 TU: 561 EX: 589
FICO 08 (04/03/16): EQ: 684 TU: 711 EX: 704
Goal: All:750+

Valued Member
Posts: 41
Registered: ‎04-11-2017
0

Re: When you think your paying down your debt

This is for my quicksilver one card. I Just got my platinum upgraded to a quicksilver the other day

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.