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When you think your paying down your debt

Valued Member

When you think your paying down your debt

Than Capital one hits you with your Annual fee and interest in one day Smiley Sad
7 REPLIES
Regular Contributor

Re: When you think your paying down your debt

Ask to have the annul fee waived. I just did this and they reversed it Smiley Happy
Valued Member

Re: When you think your paying down your debt

Really did you call or live chat?
Regular Contributor

Re: When you think your paying down your debt

I called.
Regular Contributor

Re: When you think your paying down your debt

And they actually charged it two months ago and still reversed it.
Valued Member

Re: When you think your paying down your debt

They are weird, they just told me to check back in a few days regarding the fee waiver and for an offer to upgrade my card (didn't ask about that) wonder why they want me to wait?
New Contributor

Re: When you think your paying down your debt

I had a secured Cap1 card for a few years with them... I got it back when there was an annual fee. Once they came out with their new card (Without an annual fee and would upgrade to an unsecured card), I asked about getting it upgraded or if they could take off the annual fee and they said they couldn't... but they did say they would reimburse the annual fee (Which they did). I canceled my card though last year right before they charged me the annual fee again though.


FICO 08 (12/28/15): EQ: 582 TU: 561 EX: 589
FICO 08 (04/03/16): EQ: 684 TU: 711 EX: 704
Goal: All:750+

Valued Member

Re: When you think your paying down your debt

This is for my quicksilver one card. I Just got my platinum upgraded to a quicksilver the other day