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Where can I find the fall off dates?

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Shellie
Valued Contributor

Where can I find the fall off dates?

I had gotten a report last year that had estimated fall off dates on it and have used it as a reference but none of the other reports I have looked at since show these dates.  Any ideas?  I have TU credit monitoring service and the report does not shoe fall off dates.

Message 1 of 9
8 REPLIES 8
Shogun
Moderator Emeritus

Re: Where can I find the fall off dates?

The reports from annualcreditreport.com, EX and TU will list the dates.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 9
DaBears
Senior Contributor

Re: Where can I find the fall off dates?

You would have to get your reports directly from the CRA's. TU and EX will show fall off dates. EQ will only show the DOFD

Message 3 of 9
Shellie
Valued Contributor

Re: Where can I find the fall off dates?

I don't recall my annualcreditreport.com report showing any fall off dates.  I'd have to double check tho.

 

I feel like stuff falling off is the only progress I will get.  Nothing else I have tried has worked.

Message 4 of 9
fixmycred14
Established Contributor

Re: Where can I find the fall off dates?

TU has it. Check there...it's easier to see when viewing the report online. It looks like crap when you print it out.


Starting Score: FICO TU 591 FICO EX 581 FICO EQ 555
Current Score: FICO TU 662 FICO EX 652 FICO EQ 643
Goal Score: 700 CLUB


Take the myFICO Fitness Challenge NFCU nRewards $20K Cap1 Secured $500 NFCU LOC $15K TJX $250 BOA $500
Message 5 of 9
Shellie
Valued Contributor

Re: Where can I find the fall off dates?

I have the TU monitoring service and I don't see it on there any where.  Do I have the wrong service maybe?  They have 3 different options to purchase.

 
Message 6 of 9
DaveSignal
Valued Contributor

Re: Where can I find the fall off dates?

Looks like this on a TU report:

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Message 7 of 9
DaveSignal
Valued Contributor

Re: Where can I find the fall off dates?

by the way, you can rebuild even with deragotary accounts on your credit reports that are very difficult to remove.   A massive amount of positive tradelines can drown out the negative accounts.  Having many accounts paid on-time and low utilization can generate 700+ scores, even with baddies.  I know because I have done it.

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Message 8 of 9
Shellie
Valued Contributor

Re: Where can I find the fall off dates?

I'm really at my wits end.

Message 9 of 9
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