Where can I get a FICO that's not a hard pull?

Familywantsahouse · ‎04-04-2012

I currently have equifax and transunion credit monitoring that I check about every 20 seconds. We are going to submit a pre qualification to the USDA some time in the next couple of weeks. I am waiting for one more PFD baddie to come off, and after that I need to see close to where the lender pull will be...based on the Walmart FICO last month I've managed to hike up the score about 40 points in 5 weeks.

2/24 (Lender Pull) EQ 613, TU 553, EX 589
April EQ 633, My Fico TU 638, EX ??
Current EQ 643, TU 652, EX 633 (lender pull 5/11)
Goal (we made it!!)- Over 640 middle by 5/15

Anonymous · ‎04-04-2012

Any time you pull your own report it is NOT a hard pull. You can buy your FICO® for yourself right here at this website and, its only $20 for Equifax and $20 for Transunion. Click here.

Best wishes to you, hope this helps.

Anonymous · ‎04-04-2012

Just to let you know, the Equifax FICO is the only accurate score you can pull on this site. The TU score is outdated and not used by lenders. You can do a search on it and see that what I'm saying is accurate.

Juss11 · ‎04-04-2012

If you apply for CC do they use the TU98 or the TU04/08?