"OP, I split your post to form a new one here. I had to edit the title, but changed nothing else.
If you'd like to change the title, click "Options" and then "Edit Message"."
Lightnin,myFICO moderator
ETA... Welcome to the forums,
To understand the way we talk around here, study this ....Common Abbreviations , or make a copy to put next to your computer.
Where did you get your CS (credit scores)? Most creditor use FICO scores.
Suggest reading The Son Of Credit Scoring 101. to know the difference between FAKO's and FICO's
That will get you started, I'll let others chime in.
I think I commented on your post on the Credit Card forums. Didn't you also co-sign for a car loan and get a Lowes and Walmart car? That's 3 brand new TLS.
Starting Score: 504
Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
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