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Where's my junk mail?

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cluelessoregonguy
Contributor
‎08-10-2014 05:01 PM
‎08-10-2014 05:01 PM

Where's my junk mail?

My scores are all 680+. I opted out about 3 years ago but have opted back in a few months ago and then again to make sure. Equifax doesn't have an account old enough to gen a fico score yet. Could this be part of the problem? Reports all clean...just low AAoA atm.

 

Are these offers mostly generated through Equifax? Am I going to be hosed on CLIs on some of my cards until one of my accounts reports at least 6 months old on Equifax?

 

Some of the offers I was getting in the mail a few years ago were much better than what's online.

 

 

 

 

Message 1 of 4
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bigblue7722
Valued Contributor
‎08-10-2014 05:54 PM
‎08-10-2014 05:54 PM

Re: Where's my junk mail?

Offers are very odd. I very rarley get any offers or any pre approvals but pretty much can get any card I want and instant approvals. 

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
Message 2 of 4
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Shogun
Moderator Emeritus
‎08-11-2014 02:11 AM
‎08-11-2014 02:11 AM

Re: Where's my junk mail?

It might take a little bit to start seeing offers, just be patient.  When you do start seeing them again, there will probably be plenty of them.

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 3 of 4
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StartingOver10
Moderator Emerita
‎08-11-2014 06:39 AM
‎08-11-2014 06:39 AM

Re: Where's my junk mail?

Your junk mail is here! Smiley Tongue

 

I am over run with it.....don't worry. There is a lag time for you to land on all those lists....

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† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.