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Where to begin?, new to the forum! help rebuild credit!

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Sedah
New Contributor

Where to begin?, new to the forum! help rebuild credit!

Title pretty much says it all, in-need of help in guidance on where to begin. I recently pulled up my CR and the followings

 

Chase/Bank One Card Serv

Balance $0

Status >Charged Off<

Remarks: Purchased by another lender, transferred to another office

Estimated month and year item will be removed 09/2014

 

Express

Balance $258

Status >Charged Off<

Remarks: Purchased by another lender

Estimated month and year item will be removed 04/2014

 

LVNV Funding

Balance $249

Status <Charged Off>

Estimated month and year item will be removed 06/2014

 

R & H

Balance $510

Status >Charged Off<

Estimated month and year item will be removed 06/2014

 

Account Services

Balance $100

Status >In Collection<

Estimated month and year item will be removed 04/2019

 

Asset Acceptance

Balance $570

Status >In Collection<

Estimated month and year item will be removed 11/2014

 

Asset Acceptance

Balance $406

Status >In Collection<

Estimated month and year item will be removed 05/2014

 

LJ Ross

Balance $508

Status >In Collection<

Estimated month and year item will be removed 11/2018

 

The Affiliated Group

Balance $573

Status >In Collection<

Estimated month and year item will be removed 03/2015

 

any advice on which steps to take first or what I should focus on first? As for now, I have contacted both the medical collection and have requested a PFD agreement to be sent to me in written before I make any payments. What should my next steps be after that?

 

thanks in advance!

Current Cards: NFCU Signature Cash Reward $12.5k 1.5% || NFCU OLOC $3k || AMEX True Earnings $1.2k 3% Gas 2% Dining & Travel || Walmart $1k || Barclay Apple $1.7k
Goal Cards: AMEX Blue Cash Preferred 6% Grocery 3% Gas & Dept. Stores || Chase Sapphire Preferred 2x Travel & Dining || Chase Freedom 5% category per quarter || Discover IT 5% category per quarter || PenFed Platinum Cash Rewards 5% Gas
Starting Score: 589 (2013Dec) Current Score: TU 751(Walmart FICO 201404) || EQ 726(NFCU 201405)|| EXP 652(AMEX 201403)
Goal Score: 700+ ALL Around
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