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Regular Contributor
jwpezd
Posts: 219
Registered: ‎04-06-2012

Where to pull experian if not lender

Where can you get a somewhat decent idea of you EX score?
Chase Freedom-(1000) BOA 123-(2000) Home Depot-(4000)
Discover IT-(1000) Lowes GE-(1500) Orchard Bank-(300)
Regions Student Visa-(500) Best Buy Reward Zone-(500)
In the garden till 4/01/2015
Frequent Contributor
racer-x
Posts: 376
Registered: ‎09-16-2012

Re: Where to pull experian if not lender

I use experiandirect....creditsesame...

US Bank offers a credit score link on my credit cards' account page, and when I click on it, it takes me to experiandirect.


Starting Score 9/12: EQ 645 TU 641 EX 651
Current Score5/13: myFico EQ 729 DicoverTU 710 myFico EX 734
Goal Score: 750

AMEX PRG,AMEX BCP-$15.1k,US Bank PLOC-$15K,CSP-$15k,Freedom-$6k,CapOneVisa-$15k,US Bank Visa-$10k, DCU Visa-$10k,Paypal MC-$15k,USAA MC-$12k,Lowes-$8600,CapOne Visa-$10k,Discover IT-$12.9K,BoA Visa-$10.1K Walmart -$4k,GECU Visa-$3500, US RLOC-$750

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Moderator
pizzadude
Posts: 8,662
Registered: ‎01-28-2010

Re: Where to pull experian if not lender

EX doesn't allow FICO® scores to be purchased by consumers, so you'll have to get it from a creditor or lender. The FAKO scores sold by experian aren't used by lenders and can't be correlated to FICO® scores.
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Contributor
TravisD
Posts: 94
Registered: ‎01-02-2013

Re: Where to pull experian if not lender

If you live in PA you can join PSECU and they will provide you with the EX fico.
........???................659 (FICO)................659 (TU08) ........
Frequent Contributor
racer-x
Posts: 376
Registered: ‎09-16-2012

Re: Where to pull experian if not lender

The OP asked where he can get  'somewhat of an idea of his Experian score'.   Creditsesame and experiandirect gives you 'somewhat' of an idea.  They both show all your accounts, CL's, payment hstory, etc....and break them down quite accurately.


Starting Score 9/12: EQ 645 TU 641 EX 651
Current Score5/13: myFico EQ 729 DicoverTU 710 myFico EX 734
Goal Score: 750

AMEX PRG,AMEX BCP-$15.1k,US Bank PLOC-$15K,CSP-$15k,Freedom-$6k,CapOneVisa-$15k,US Bank Visa-$10k, DCU Visa-$10k,Paypal MC-$15k,USAA MC-$12k,Lowes-$8600,CapOne Visa-$10k,Discover IT-$12.9K,BoA Visa-$10.1K Walmart -$4k,GECU Visa-$3500, US RLOC-$750

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Moderator
Shogun
Posts: 12,890
Registered: ‎04-15-2011

Re: Where to pull experian if not lender

Keyword in the question is score.  I have found no correlation between the FAKO scores they offer and my actual FICO scores.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
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