Where to start- PLEASE advise..pfd for them all?

[SSH0126]

The collection agency "178YC00000" was hired to collect a debt of $51 on account number "XXXXXXXX".

Collection agency [?]	178YC00000
Original balance [?]	$51
Current balance [?]	$51
Date assigned [?]	Dec, 2011
Account number [?]	XXXXXXXX
Account holder [?]	Individual
Account descriptions [?]	Medical

Collection on debt to:

The collection agency "578YC00000" was hired to collect a debt of $264 on account number "XXXXXXXXXXXX4953".

Collection agency [?]	578YC00000
Original balance [?]	$264
Current balance [?]	$264
Date assigned [?]	Mar, 2010
Account number [?]	XXXXXXXXXXXX4953
Account holder [?]	Individual
Account descriptions [?]	Consumer disputes this account information Medical

Collection on debt to:

The collection agency "401YC00000" was hired to collect a debt of $129 on account number "XXXXXXXX".

Collection agency [?]	401YC00000
Original balance [?]	$129
Current balance [?]	$129
Date assigned [?]	Sep, 2011
Account number [?]	XXXXXXXX
Account holder [?]	Individual
Account descriptions [?]	Medical

Collection on debt to:

The collection agency "401YC00000" was hired to collect a debt of $244 on account number "XXXXXXXX".

Collection agency [?]	401YC00000
Original balance [?]	$244
Current balance [?]	$244
Date assigned [?]	Sep, 2011
Account number [?]	XXXXXXXX
Account holder [?]	Individual
Account descriptions [?]	Medical

Public Records

Public records are legal records reported on you, usually by a court of law. Adverse public records include bankruptcies, foreclosures, garnishments, and tax liens and they can severely hurt your FICO® score. Other types of public records such as divorces are not considered by your FICO® score.

Bankruptcy filed on Jun, 2006

Type [?]	Bankruptcy
Court number [?]	Cleared it out for privacy
Case number [?]	Cleared it out for privacy
Date filed [?]	Jun, 2006
Status [?]	Discharged CH-7

[RobertEG]

PFD is appropriate once you have determined that the debt is legit, and you are willing to pay.

If you challenge the debt or want verification of the creditor or amount of the debt, your first step would probably be to send a DV request.

A DV imposes a cease collection bar on the debt collector, so would put things in limbo until they provide the requested verification.

When did you receive dunning notice on each debt?

[SSH0126]

These are all recent collections as of last yr-two yrs I am sure. I guess I need to order my report from all of the agencies. I got this info off of myfico and it does not say who the acccounts are with it says for example 401YC00000

[llecs]

OP, you need to pull your CRs directly from the CRAs (or annualcreditreport) in order to get the full name of the OC and the name of the CA.

[SSH0126]

Okay will get right on this