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Let me reword that.. I mean completely paid off.
I was approved for a Capital One journey student card today as well, it has a 300.00 limit and 19.x % APR... I'm actually super excited. I am not concerned with the APR, I am financially stable now (after the fact) and plan on using this card strategically to build my credit back up. I'll just swipe for gas and groceries, pay, and repeat. Bad choice?