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I dont even know if thats a thing but i have 2 CC with bank of america one is a business 2k limit and the other was secured until last oct when it became a cash rewards card so bank of america have not reported any changed to the cash rewards cc and they never even reported the business cc yet its like it doesnt exist, should i call them? and which cc should i open now that will be good for my credit and will report correctly
Background info:
i have no collections on my report i had one old collection that was a mistake which got deleted from all 3 EX,EQ,TU
i have one late payment in 2011 of 30days thats it
nothing else thats negative my scores are
EQ:749
EX:623
TU:630
this is before the one collection got deleted
Your business accounts are not reported on your personal credit report. There are a few CCC that do but most will not.