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Which Equifax score is myFICO reporting?

tag
Anonymous
Not applicable

Which Equifax score is myFICO reporting?

I read that myFico is using the Beacon 5 score, but after buying the report, the score that was returned was significantly better than what my lender pulled from Equifax, which is clearly labeled Beacon 5.  Does anyone know what myFico is actually reporting?  It feels like I just gave my money away.

Message 1 of 3
2 REPLIES 2
taxi818
Super Contributor

Re: Which Equifax score is myFICO reporting?

Sorry to laugh. hehehe. But you probably just made a Donation. Only score i would go with is with the one the lender has.

They are the ones with the money. and they know.

Fico here seems to be slow. I think they are using old versions here. I could be wrong. I hope so .

Message 2 of 3
dursty87
Established Contributor

Re: Which Equifax score is myFICO reporting?

I am pretty sure this is FICO 08.
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