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Hi all,
I have subscribed to myfico scoring and its been a while since I have been on here. I see their are new types of fico scores now. I am in the process of rebuilding my credit and after dealing with the collections on my credit report, I want to apply for one more credit card. Which FICO score type should I pay attention to? My scores below are FICO score 8. I notice with the old models my scores are almost 80-100 points lower.
thanks advance!
My last app, i think chase used Fico 09 as i was trying to match what they had (their internal scoring) vs all the EX fico versions i saw.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |