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So we have several collections. We have settled some and some we have paid in full. Which is better once at this point of it actually being in collections? I know to never have it go there in the first place and PFD and GW but if that doesnt work I am left with the two options above. So which would be favorabale to a lender like for a mortgage for example? collection paid or collection settled for lesser amount and paid?
@SSH0126 wrote:So we have several collections. We have settled some and some we have paid in full. Which is better once at this point of it actually being in collections? I know to never have it go there in the first place and PFD and GW but if that doesnt work I am left with the two options above. So which would be favorabale to a lender like for a mortgage for example? collection paid or collection settled for lesser amount and paid?
PIF always looks better than settled to a human reviewer.
Thanks. We will have a mixture but I will most certainly do what I can to pay some of the smaller ones in full.