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Which one should I choose???

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New Contributor

Which one should I choose???

Hello All!!! Just reading all this great information has me super pumped up about the entire process. of repairing my credit. could someone please give me the names of the credit monitoring services that they use. I want something that gives me access to scores and credit report alerts. 

 

 

Thanks!



Where I Started: TU: 492 EQ: 411 EX: 486
Where I Am: TU:550 EQ: 530, EX 557
Message 1 of 4
3 REPLIES
Established Member

Re: Which one should I choose???

i pay a monthly fee to experian for 17 dollars. I dont pay for all bcuz iv checked all 3 trans union, experian and equifax and all three match so by knowing whats on my experian i know whats on the other three reports..

Message 2 of 4
Regular Contributor

Re: Which one should I choose???

i have been looking on here about a month.  reading a couple different articals abut this and alott of people go with usaa credit monitoring serv.  i got it yesterday.  it was 12.25 a month but it lets you pull all three reports every day.  the scores are not true fico scores but it will give you a good picture of what accounts are showing up.  and gives the alerts your looking for


Starting Score: TU 583, EX 683, EQ 653
Current Score: 10/12/14 TU 743 9/24/2014 EQ FICO 751,12/17/2014 EXPERIAN 772
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $3800, CITI SIMPLICITY $3600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $24,500, CHASE FREEDOM 10,500 KAWASAKI GOOD TIMES CARD $31,500
Message 3 of 4
Established Member

Re: Which one should I choose???

I use usaa credit monitoring as well. Im paying about 13/month, and it provides all 3 reports on one page. You can refresh it everyday for free too, which is neat. Scores are fako but good enough for me for now.

Starting Score: (USAA FAKO scores)
ex:579 eq:585 tu:603

Current Score: (7/2012) ex: 585 eq:663 tu:603
(8/2012) ex: 657 eq: 673 tu: 671

Goal Score: 850+


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Message 4 of 4