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Established Member
MzCharming
Posts: 15
Registered: ‎08-16-2012

Which one should I choose???

Hello All!!! Just reading all this great information has me super pumped up about the entire process. of repairing my credit. could someone please give me the names of the credit monitoring services that they use. I want something that gives me access to scores and credit report alerts. 

 

 

Thanks!

Starting Score: TU: (401) EQ: (417) EX:smileysad: If Only I knew...)
Where I Am: TU: (500) EQ: (553) EX: (Still in the Dark)
Goal Scores: 700 Across the Board
Chapter 7: Discharged 11/2012
Wallet: Capital One: $200 - First Premier: $300 - PNC: $250 - Fifth Third: $300 - Fingerhut: $200 ~Gardening until October 2013~
Established Member
hurley786
Posts: 30
Registered: ‎08-07-2012

Re: Which one should I choose???

i pay a monthly fee to experian for 17 dollars. I dont pay for all bcuz iv checked all 3 trans union, experian and equifax and all three match so by knowing whats on my experian i know whats on the other three reports..

Regular Contributor
ninjamike81
Posts: 198
Registered: ‎08-16-2012

Re: Which one should I choose???

[ Edited ]

i have been looking on here about a month.  reading a couple different articals abut this and alott of people go with usaa credit monitoring serv.  i got it yesterday.  it was 12.25 a month but it lets you pull all three reports every day.  the scores are not true fico scores but it will give you a good picture of what accounts are showing up.  and gives the alerts your looking for


Starting Score: TU 583, EX 683, EQ 653
Current Score: TU WALMART FICO 664 EX FICO 708 LENDER PULL 3/10/2013 EQ FICO 692
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $500, CHASE FREEDOM $1000, CITI SIMPLICITY $1200, DISCOVER MORE $1500, BBRZ $2200
Established Member
burnednotice
Posts: 36
Registered: ‎07-12-2012

Re: Which one should I choose???

I use usaa credit monitoring as well. Im paying about 13/month, and it provides all 3 reports on one page. You can refresh it everyday for free too, which is neat. Scores are fako but good enough for me for now.

Starting Score: (USAA FAKO scores)
ex:579 eq:585 tu:603

Current Score: (7/2012) ex: 585 eq:663 tu:603
(8/2012) ex: 657 eq: 673 tu: 671

Goal Score: 850+


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