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Which should I pay first?

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Anonymous
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Which should I pay first?

I have a Quicksilver MC and a Quicksilver One MC one has a balance of $1128 and the other a balance of $1025 with both limits at $1200. I have $600 to put towards cards but I am also getting a refund of $938 in two weeks. So should I pay $300 on each or $600 on one and use the refund to pay the other and the next paycheck pay all of them off?

 

HELP; Please and Thank You 

Message 1 of 5
4 REPLIES 4
Anonymous
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Re: Which should I pay first?

2 questions. When are the statement dates and are you still in the no interest period foe the QS1? Unless a statement cuts before you get them paid off it won't make a difference as far as I can see. I'd split the 600 to make sure any minimum payment is covered then pay them off with the refund and next check. I've seen plans go askew before
Message 2 of 5
Anonymous
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Re: Which should I pay first?


@Anonymous wrote:
2 questions. When are the statement dates and are you still in the no interest period foe the QS1? Unless a statement cuts before you get them paid off it won't make a difference as far as I can see. I'd split the 600 to make sure any minimum payment is covered then pay them off with the refund and next check. I've seen plans go askew before

Due date is on the 4th and I think the statement dates is the 7th I believe and yes no interest. I will not get them paid off before the statement closes so yea I think I will just split the payment. 

 

Thank You


@Anonymous wrote:
2 questions. When are the statement dates and are you still in the no interest period foe the QS1? Unless a statement cuts before you get them paid off it won't make a difference as far as I can see. I'd split the 600 to make sure any minimum payment is covered then pay them off with the refund and next check. I've seen plans go askew before

 

Message 3 of 5
RonM21
Valued Contributor

Re: Which should I pay first?

I agree. I think splitting them for now would be best, being that they are both near being maxed out.


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Message 4 of 5
Anonymous
Not applicable

Re: Which should I pay first?

+1

Message 5 of 5
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