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Which to do first

Contributor

Which to do first

So I plan on paying off some of my collections, total of 550 bucks for 4 collections, and I have a secured credit card that needs a 500 dollar deposit. Which would be better to do at the moment? 


Starting Score: EQ FICO 582, TU 614, EX 528 9/13
Current Score: EQ FICO 648, TU 678, EX 663
Goal Score: 700


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Re: Which to do first

Pay off the collections.  That would be my choice.  Get them done.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
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