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Which would you do first?

Established Member

Which would you do first?

I was approved for two loans; one is a unsecured loan in the amount of $395 and the other is secured for $300. Now, I have two items on my CR in the low $400's but I was thinking about getting a secured credit card first before I start any PFD.

 

What would you do?

Katy
2 REPLIES
Senior Contributor

Re: Which would you do first?

I'd get the card because that can only help.  PFD's are no guarantee.

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
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Established Member

Re: Which would you do first?

Yeah.

 

I want to do whatever to make my creditworthiness climb so I can purchase a home in the next few years (2-3). And get approved for a car loan in 6-13 months.

Katy